TAKEN FROM https://www.iwillteachyoutoberich.com/blog/how-to-get-out-of-debt-fast/: How to get out of soul crushing debt and enjoy life again

Debt sucks. There’s no way to sugar-coat it.

And if you’re one of the 80% of Americans who is in debt, it’s hard for you to even begin to consider investing or saving your money.

That’s because debt is the most common roadblock keeping people from living a Rich Life — preventing them from being able to enjoy themselves and the money they have.

That’s why it’s important for you to learn how to get out of debt as fast as possible so that you can focus your energy on earning and investing instead of worrying about whether or not you can make your next payment.

That’s why I crafted a five-step system to help you do just that. It’s the same one that has helped THOUSANDS of people get out of debt faster than they thought possible:

Step 1: Find out how much debt you have

Step 2: Decide what to pay first

Step 3: Eliminate temptation

Step 4: Negotiate a lower interest rate to save thousands

Step 5: Decide how you’re going to pay off your debt

Bonus step: Live a Rich Life

taken from https://www.bankrate.com/finance/debt/ways-to-get-out-of-debt-1.aspx#slide=1: 7 strategies on how to get out of debt once and for all

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7 ways to get out of debt

Two out of every five households carry credit card debt from month to month, according to the 2017 Consumer Financial Literacy Survey by the National Foundation for Credit Counseling, or NFCC.

Some of those consumers are managing a modest amount of debt fairly well — always paying above the minimum on every account and holding back on new credit spending until the balances are paid down.

For others, debt is an oppressive burden that has them ducking creditors’ phone calls and struggling to keep up with even the minimum payments each month.

If you’re overwhelmed by debt, you need to make some quick and perhaps drastic moves to have any hope of getting free. Follow this step-by-step guide on how to finally get out of debt.

1. Stop the bleeding.
2. Imagine your life debt-free.
3. Conduct a full-budget checkup.
4. Climb down the debt ladder.
5. Build a repayment snowball.
6. Ask your creditors for help.
7. Consider credit counseling.